<r>Hi,Should I do the CMT <URL url="http://www.mta.org/cmtprogram/">http://www.mta.org/cmtprogram/</URL> or the CQF <URL url="http://www.7city.com/CQF/index.cfmApart">http://www.7city.com/CQF/index.cfmApart</URL> from the obvious cost differential ($1250 c.f. £10,000 - yipes!) is one more reliable t...