QuoteOriginally posted by: AugustThank you, Defcon, very much for your live advice. I am lucky to hear from you, a senior analyst. Hope you to come back to finance area soon. As you know, the depression won't last long. If I can enter the "stage," I'll do my business in 10 years. So, as for me, the important thing is "how to enter" rather than "how to survive". Could I ask some questions? (i) At what age did you put your first step in fiance? (ii) I understand what you wrote. Part of the difficulties is what I'm experiencing even at school. I still don't know what to do. I think I need to consider both options, quant math and biostat. Let me ask about the former. I guess, if I study quant math, an old(?) fresh finance-job seeker better be equipped with a Ph.D. degree because he/she has handicaps as you wrote. Can a quant math Ph.D. dgree be a make-up or nothing? Does it vary from particular position to position in finane area or almost the same? In short, if I keep going with the "plan to study quant math," had I, an old(?) guy, better finish study as a master's degree or a Ph.D degree? Thank you.------AugustinusIf you believe in yourself, if you decide your own destiny...you should not write yourself off because you are 40.It is your job to make the HH(s) like you, convince them and prove you have the skills to succeed. Believe in yourself is very important.