@frolloos
I agree that point #1 will hardly take place in case of big institutional funds (alone due compliance rules, some of which are far from being rational).
But FinTech democratizes fund management. E.g. there is an Austrian StartUp Wikifolio, which gives opportunity to become a fund manager virtually to every one.
The problem is that wikifolio is short-term oriented and drives retail investors into risky strategies that end up like this:
https://letyourmoneygrow.com/2018/02/07 ... ays-price/
But maybe there will be a genuinely social fintech startup which might adopt my ideas. At least I hope so
@Gamal It was not only in XIV Century, it was a common practice in last decade of XX Century.